Privacy Policy
- We do not sell
information about our customers, their accounts or
transactions to others for their use. We do share
information as described in this Privacy Policy.
- When we do share
information it is limited to the information necessary for
the particular circumstance and only under strict controls
to prevent misuse.
- We restrict access to
the information we obtain about you to only those service
providers who need to know that information for the purpose
of purchasing an automobile or obtaining credit.
- We maintain physical,
electronic and procedural safeguards that comply with all
state and federal regulations to guard against misuse of the
information we obtain.
Information
EZ-Auto-Loans.com collects customer
information from a variety of sources:
- Application Information
(The information you provide us on your applications and
other forms such as names, addresses, telephone numbers,
birthday, social security numbers, level of family income,
employer's name, and employer's address);
- Credit Reports
(Information from consumer reporting agencies);
- Correspondence (The
information you provide when communicating in writing,
online or by phone with our customer service representatives,
as well as our response and follow-up correspondence with
third parties concerning)
- Marketing partners and
publicly available databases (We receive information from
our marketing partners, e.g., financial institutions, and
other businesses and public databases which is used to help
us serve you).
We use this
information to evaluate your applications, locate an appropriate
lender, provide you with high quality service, prevent fraud
and, with your consent, inform you of offers for other
EZ-Auto-Loans.com services offered by
third parties. We may also use this information to confirm your
identity when you call us to inquire about your accounts.
Cookies
"Cookies" are small computer files which are automatically
placed on your computer's hard drive when you are connected to a
website or remote server so that the website can recognize you
upon your return to the website and tailor your experience based
on your earlier use of the site. "Action tags" (also known as
Web Beacons, Trackers, or Bugs) are invisible pixel .gif files
placed on web pages that are used to track web navigation to
those pages. EZ-Auto-Loans.com uses a cookie for each computer
that visits its site. The cookie is integral to the customer
experience and is necessary to use our online services. It
allows EZ-Auto-Loans.com to customize the website presentation
based on your accounts. While cookies, including
EZ-Auto-Loans.com's, can be disabled, if you disable our cookie
you will not be able to use our website. The EZ-Auto-Loans.com cookie
does not collect information from your hard drive; rather, it
allows us to recognize you and know how you navigated through
our site. It is also part of our effort to detect and stop
fraud.
Sharing
Information
EZ-Auto-Loans.com may disclose information about you to the
following types of third parties: EZ-Auto-Loans.com affiliates;
service companies (companies that provide services to
EZ-Auto-Loans.com in order to process your
application); financial institutions, and credit bureaus,
collection agencies. Your information is disclosed to the
foregoing entities solely for the getting a loan that meets your
criteria. Outlined below is the information shared with each
type of third party and as appropriate, your options.
- Sharing
Information with Service Companies -- In order to provide
quality service, EZ-Auto-Loans.com contracts with service
providers for essential roles in processing your application.
We may disclose some or all of the information we collect to
these service providers but only in order to obtain credit for
you. All of EZ-Auto-Loans.com's service providers have entered
into a contract with EZ-Auto-Loans.com that forbids them from
using information provided by EZ-Auto-Loans.com for any
purpose other than providing the service for EZ-Auto-Loans.com
customers. EZ-Auto-Loans.com takes security
precautions to monitor the use of the information and
prevent the use of the information for any other purpose.
-
Information
Sharing With Merchants -- EZ-Auto-Loans.com
does not share any information with unrelated merchants for
the purpose of extending offers of goods and services
without your consent.
-
Information
Sharing with Partners -- EZ-Auto-Loans.com offers its products
in conjunction with financial institutions and other
businesses (collectively, EZ-Auto-Loans.com Partners). By
completing a credit application with EZ-Auto-Loans.com for the
purpose of locating a loan that meets your criteria, you agree
to the sharing of information with that partner. These
relationships are clearly stated in the application and by
completing the application you agree to the information
sharing by EZ-Auto-Loans.com and the
partner which may include: your name, address, phone number,
e-mail address, and personal financial information.
-
Credit Reports and
Other Uses of Information -- In applying for credit, you
agree that we may request consumer credit reports from one
or more credit reporting agencies in connection with your
application and the administration of such application. You
also authorize us to exchange credit information concerning
you or your use of the Account with (and answer questions
and requests from) others, such as merchants, other lenders
and credit reporting agencies.
EZ-Auto-Loans.com
does not knowingly offer its products and services to minors.
Similarly, EZ-Auto-Loans.com does not collect information about
children. Our application approval process is designed to
identify applications submitted by children and to prevent their
use of EZ-Auto-Loans.com websites.
Auto Loans
-
Apply Now for Bad Credit Auto Loans -
Common Questions
Auto Loan
Calculator
-
Testimonials -
Contact Us -
Auto
Dealer Info
Affiliates -
Auto Loan
Resources
-
More
Finance Resources
To read our Privacy Policy
click here.
© 2003 All Rights Reserved
|